FHSA Over-Contribution: The 1% Penalty and How to Fix It (2026 Guide)
Put too much in your FHSA? Learn how CRA’s 1%-per-month tax works, how to calculate the excess, and how to fix it with Form RC727.
Put too much in your FHSA? Learn how CRA’s 1%-per-month tax works, how to calculate the excess, and how to fix it with Form RC727.
FHSA, RRSP Home Buyers’ Plan or TFSA for your 2026 down payment? Compare limits, tax rules and repayment, and learn how to combine all three.