About

FirstLoonie is an independent Canadian personal finance guide. We publish plain-language explainers on the rules that matter to everyday Canadians: registered accounts like the FHSA, RRSP and TFSA, buying a first home, and taxes for freelancers and the self-employed.

Who writes FirstLoonie

FirstLoonie is written by Kris, based in Springwater, Ontario. Kris is not a financial advisor, accountant or lawyer. The aim is to read the official sources carefully and explain them clearly, so you can make informed decisions and ask better questions of the professionals you work with.

How we research

  • We rely on primary sources wherever possible, mainly the Canada Revenue Agency (CRA), the Government of Canada and the laws themselves, and we link to them in our articles.
  • Each article shows the date it was last updated and checked against those sources.
  • When rules change, we update the article. If you spot an error, please let us know through the contact page.

Independence and affiliate links

FirstLoonie is not owned by a bank, brokerage or other financial company. Some pages may contain affiliate links, which means we may earn a commission at no extra cost to you. See our Affiliate Disclosure for details. Nothing on this site is financial, tax or legal advice; see our Disclaimer.